A copay (or copayment) is the fixed amount you pay out of pocket for a healthcare visit. The exact amount depends on your health insurance plan. You can usually find your plan’s specialist copay by checking your insurance member portal or reviewing your plan benefits summary. If you’re unsure where to find it, your insurance provider or a member of our care coordinator team can help you confirm your copay before your visit.
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A deductible is the amount you pay out of pocket for covered healthcare services before your insurance starts to pay out its share. For example, if your plan has a $500 deductible, you’ll need to pay the first $500 of eligible expenses before your insurance contributes. Not all services are subject to a deductible. You can find plan-specific info by reviewing your benefits summary.
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